Have questions or need assistance? We're here to help—reach out using the contact details below.
STOCK AUDIT
A Stock Audit is a bank’s primary tool for ensuring that the collateral for a working capital loan actually exists. At Diwakar and Associates, we act as your "Eyes on the Ground," providing a physical verification of inventory and receivables to protect your exposure.
What We Do
We perform a physical count of stocks and a deep-dive into the book debts of borrowers to ensure the security is sufficient to cover the bank's outstandings.
-
The Goal
To ensure your "License to Operate" is never at risk.
-
Applicability
Mandatory for most Working Capital (CC/OD) accounts where the primary security is floating inventory.
-
The D&A Advantage
We don't just count items; we assess the quality, age, and marketability of the stock to ensure the bank isn't holding "dead" collateral.