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CREDIT AUDIT
A Credit Audit is the ultimate quality check for a bank’s lending process. At Diwakar and Associates, we evaluate the entire lifecycle of a loan—from the initial proposal to the final disbursement—to ensure that every credit decision is sound, secure, and compliant.
What We Do
We review large-value loan accounts to verify that sanction terms are met and that the borrower’s financial health remains stable.
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The Goal
To ensure your "License to Operate" is never at risk.
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Applicability
Essential for all scheduled commercial banks and NBFCs, focusing on high-exposure corporate and SME portfolios.
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The D&A Advantage
We don't just check "compliance boxes"; we identify early warning signals of potential defaults, allowing the bank to take corrective action before an account turns into an NPA.