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CMA REPORTS
A CMA Report is the financial "passport" your business needs to unlock bank funding. At Diwakar and Associates, we specialize in transforming raw financial data into a compelling, RBI-compliant narrative that speaks the language of bankers. Whether you are applying for a new Cash Credit (CC) limit, a Term Loan, or a Mudra Loan, our CMA reports provide the structured analysis required to prove your creditworthiness.
What We Do
We prepare the comprehensive 7-statement data set mandated by the RBI, featuring historical performance, realistic 3–5 year projections, and critical ratio analysis.
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The Goal
Our reports are structured across the seven mandatory statements recognized by all Public and Private sector banks.
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Applicability
Essential for any business seeking bank finance, from MSME working capital renewals to large-scale industrial project funding.
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The D&A Advantage
We don't just "plug in numbers." We perform a Pre-Bank Scrutiny. By 2026, banks use automated algorithms to flag inconsistent projections; we ensure your DSCR and MPBF ratios are optimized before they hit the manager’s desk.